I hope you and your family are doing well.
Since we’re coming up on deadlines for rent/mortgage and taxes, we’ve provided some information and links on those topics, below.
We’ve also given links to the recent Stay at Home Orders, so you can read them yourself and see how they apply to you. Check back to the main Websites for these sources. Expect updates/clarifications on these orders will be coming out as people raise questions. Please share information with folks who need it. As always, send any questions/suggestions.
In the meantime, be kind to each other, and take care of your mental health. Do your part to slow the spread and keep yourself and your family safe, while helping keep your community safe. We are Hawaii. We are a fleet of canoes pointed in the same direction. We will pull through this together.
March 24, 2020
RENT AND MORTGAGE
Governor Ige’s Supplementary Emergency Proclamation suspends deadlines and court actions for many things, including residential evictions and residential foreclosure actions during the emergency period.
As Governor said, the important thing right now is that people are able to shelter in place.
If you’re having trouble making rent or mortgage payment, you are not alone. No shame. Renters, please understand your landlord may need rent to survive too, so talk to her/him and try work out a payment plan on a month-by-month basis. None of us has a good idea of how things will be next month. Try just deal with April deadlines for now. Homeowners, do the same with your bank.
If you’re waiting to get UNEMPLOYMENT to be able to make payments and buy food, again, you’re not alone. I do have confidence in that Department Director, and he is scrambling to get on top of the unprecedented volume of claims. Some of the systems crashed last week because they weren’t designed to handle this sudden, statewide collapse of our economy. They worked over the weekend to bring new systems online. They’re bringing in as many sidelined workers as possible to help process claims. They understand people are in crisis and are working hard to get payments out to everyone.
STATE OF HAWAII TAX RELIEF
Hawaii Department of Taxation has issued some extensions of tax deadlines. But not all tax deadlines are extended. Please look at their announcement to see which extensions apply to you and/or your business:
FEDERAL TAX RELIEF
- IR-2020-58, Tax Day now July 15: Treasury, IRS extend filing deadline and federal tax payments regardless of amount
- IR-2020-57, Treasury, IRS and Labor announce plan to implement Coronavirus-related paid leave for workers and tax credits for small and midsize businesses to swiftly recover the cost of providing Coronavirus-related leave
- Treasury News Release: Treasury and IRS Issue Guidance on Deferring Tax Payments Due to COVID-19 Outbreak
- IR-2020-54, IRS: High-deductible health plans can cover coronavirus costs
If you’ve lost health insurance due to being laid off, and you meet income limitations, you can enroll in Medicaid or Quest (the state medicated program).
We are asking Governor to waive the income requirements for QUEST for the emergency period. I still don’t have an answer on that. We’ll provide information when we get it.
STAY AT HOME ORDERS
State of Hawaii:
City and County of Honolulu:
County of Maui, Amended Order:
County of Kauai, Series of Proclamations:
County of Hawaii:
As of writing this, I don’t see any order from Mayor Kim. The State Order applies to Hawaii County.
WHAT TO DO IF THERE IS A CONFLICT BETWEEN THE STATE ORDER AND YOUR COUNTY ORDER?
My advice is to follow the most strict order.
As the situation evolves, additional emergency proclamations will be issued. You can go to this Web page to see all the State of Hawaii Emergency Proclamations:
CDC INSTRUCTIONS ON DISINFECTING YOUR HOME